Rates are effective as of 2/25/ 2021 rates may change after the account is opened Fees may reduce earnings; Heritage Checking, Brilliant & Senior Accounts - Interest bearing, paid monthly on daily ledger. The above Term Deposit rates are available online and in branch for personal customers with a maximum limit of $1,999,999 per customer. For amounts greater than $1,999,999 or for Business Term Deposits. Heritage Building Society was established in 1981 and is Australia’s largest building society. It is based in Toowoomba, Queensland and mainly operates in the Darling Downs region.
Certificate of Deposit Rates (Includes IRAs)
| Term | Interest Rate | Annual Percentage Yield |
|---|---|---|
| 30 Days | 0.05% | 0.05% |
| 60 Days | 0.10% | 0.10% |
| 91 Days | 0.15% | 0.15% |
| 182 Days | 0.30% | 0.30% |
| 1 Year | 0.45% | 0.45% |
| 18 Months | 0.50% | 0.50% |
| 2 Years | 0.65% | 0.65% |
| 30 Months | 0.75% | 0.75% |
| 3 Years | 0.85% | 0.85% |
| 4 Years | 0.90% | 0.90% |
| 5 Years | 1.00% | 1.00% |
- Rates are effective as of 3/3/2021
- Minimum Deposit - $1,000
- Posted rates are subject to change at any time without prior notice
- Early withdrawal may be subject to penalty
Heritage Bank Term Deposit Interest Rates
Once a Certificate of Deposit is purchased the rate is set through maturity.
CD Special (Includes IRAs)
| Term | Interest Rate | Annual Percentage Yield |
|---|
- Rates are effective as of 3/3/2021
- Minimum Deposit - $1,000
- Posted rates are subject to change at any time without prior notice
- Early withdrawal may be subject to penalty
Once a Certificate of Deposit is purchased the rate is set through maturity.
Checking & Savings Account Rates
Account | Tier | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
Heritage Brilliant (Formerly Gold) | $0.01 to $29,999.99 | 0.10% | 0.10% |
| $30,000.00 and over | 0.10% | 0.10% | |
Heritage Checking & Senior Accounts (Formerly Silver) | One tier | 0.10% | 0.10% |
Heritage Health Savings | $0.01 to $1,499.99 | 0.10% | 0.10% |
| $1,500.00 to $4,999.99 | 0.10% | 0.10% | |
| $5,000 and over | 0.10% | 0.10% | |
Heritage Money Market (Business & Personal) | $0.01 to $24,999.99 | 0.15% | 0.15% |
| $25,000.00 to $49,999.99 | 0.21% | 0.21% | |
| $50,000.00 to $99,999.99 | 0.26% | 0.26% | |
| $100,000.00 and over | 0.36% | 0.36% | |
Heritage Savings | Personal | 0.10% | 0.10% |
| Business | 0.10% | 0.10% | |
| Youth | 0.10% | 0.10% | |
Business NOW | One tier | 0.10% | 0.10% |
| Earnings Credit - Business Accounts | Account Analysis | 0.10% | N/A |
Bank Term Deposit Rates Australia
- Rates are effective as of 3/3/2021 rates may change after the account is opened
- Fees may reduce earnings
- Heritage Checking, Brilliant & Senior Accounts - Interest bearing, paid monthly on daily ledger balances when greater than $1,000
- Heritage Health Savings Accounts - Interest bearing, paid monthly on daily ledger balances when greater than $500